Wedefendyouagainstdebtcollectors

A collector has sued you. We file a response before the deadline and defend the case, including making the collector prove it owns the debt and that the amount is right.

Before a lawsuit, we can require a collector to validate the debt in writing. Collectors that cannot document what they bought often stop.

The Fair Debt Collection Practices Act limits what a collector may do. Where a collector has broken those rules, the statute gives you a claim against it.

Disputing what a collector or furnisher reported about you, and pursuing it when the report is not corrected.

We do not negotiate your balance down, enroll you in a payment plan, or take a fee to reduce what you owe. That is a different service under different rules, and we do not offer it.

We dispute what is inaccurate. We do not promise to remove accurate information from your report, and a firm that promises that is describing something else.

The name says what the practice is for. It is not a guarantee about any case. Every result depends on the facts, the documents, and the law.

A flat fee for the matter we agree to handle, quoted before any work begins. If the matter changes, we tell you before we do more work.

Filing and service fees are set by the court, are separate from our fee, and are paid to the court rather than to us.

The FDCPA allows a court to order a collector that broke the rules to pay attorney's fees. Whether that happens is the court's decision, not ours, and we will not promise it.